54849 ZIP Code — Lake Nebagamon, WI

Douglas County, Wisconsin

ZIP code 54849 is located in Lake Nebagamon, Wisconsin, within Douglas County. It covers approximately 86.74 square miles and serves a population of 1,864 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 715.

About ZIP code 54849

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $240,600. Owner-occupancy is high at 92%, well above the national average.

Median household income is $75,625. The poverty rate of 6% is below the national average. 45% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 34 minutes is near the national average.

Educational attainment is near the national average, with 34% of residents holding a bachelor's degree or higher.

Notable community characteristics include a notable veteran presence at 15% of civilians, above the national average of 7%.

Overall, ZIP code 54849 reflects a community defined by a strong veteran community, high homeownership, and a significant Social Security-dependent population.

1,864
population
86.74
sq mi land
Standard
ZIP type
Central (CT)
timezone
54849 ZIP code map
Cities in ZIP code 54849

Below are the cities the US Postal Service accepts for ZIP code 54849. Using any city not on this list may result in mail delivery delays.

City Status
Lake Nebagamon Acceptable
Lake Nebagamon Preferred
Nearby ZIP codes
54873 Solon Springs (10.3 mi) 54864 Poplar (10.6 mi) 54820 Brule (10.7 mi) 54874 South Range (11.1 mi) 54854 Maple (11.9 mi) 54838 Gordon (15.1 mi) 54847 Iron River (16.5 mi)
Demographics updated 05/2026
Population
Total population 1,864
Population density 21 / sq mi
State FIPS 55
County FIPS 031
Geography
Land area 86.74 sq mi
Water area 3.47 sq mi
Latitude 46.4783
Longitude -91.7241
Timezone Central (CT)
Area code 715
Total population by age
Gender
Race & ethnicity
Economics updated 05/2026
Household income
Income range This ZIP County avg State avg
Under $50k 35.4% 44.6% 39.4%
$50k – $100k 33.0% 32.1% 33.0%
$100k – $200k 27.5% 20.4% 22.4%
Over $200k 4.1% 2.9% 5.2%

Demographics & statistics

1,864
Population
21
People per sq mi
49.7
Median age
$75,625
Median household income
$41,989
Per capita income
$240,600
Median home value
$780
Median monthly rent
92.1%
Home ownership
6.1%
Poverty rate
2.9%
Unemployment
1,211
Housing units
34.2%
Bachelor's or higher

Age distribution

Male Female
43
Under 5
38
86
5–9
77
47
10–14
41
48
15–19
43
13
20–24
11
63
25–34
57
109
35–44
98
146
45–54
130
71
55–59
63
123
60–64
109
164
65–74
146
63
75–84
57
10
85+
8
← Male
Female →

Age summary

GroupCount%
Under 1839321.1%
18 and over1,47178.9%
65 and over44824.0%
Median age49.7 years

Race & ethnicity

White 93.4%
Hispanic or Latino 2.8%
Two or more races 1.7%
Other race 1.7%
American Indian / Alaska Native 0.5%
GroupCount%
White1,79193.4%
Hispanic or Latino542.8%
Two or more races321.7%
Other race321.7%
American Indian / Alaska Native90.5%

Household income

Income range This ZIP County avg State avg
Under $50k 35.4% 44.6% 39.4%
$50k – $100k 33.0% 32.1% 33.0%
$100k – $200k 27.5% 20.4% 22.4%
Over $200k 4.1% 2.9% 5.2%
Under $10k 3.7%
$10k–$15k 1.6%
$15k–$25k 3.9%
$25k–$35k 12.3%
$35k–$50k 10.7%
$50k–$75k 17.4%
$75k–$100k 11.0%
$100k–$150k 24.2%
$150k–$200k 11.3%
$200k+ 4.0%
Range% of households
Under $10k3.7%
$10k–$15k1.6%
$15k–$25k3.9%
$25k–$35k12.3%
$35k–$50k10.7%
$50k–$75k17.4%
$75k–$100k11.0%
$100k–$150k24.2%
$150k–$200k11.3%
$200k+4.0%
Median income$75,625

Housing

Home values

Under $50k 3.5%
$50k–$100k 12.5%
$100k–$150k 9.8%
$150k–$200k 12.5%
$200k–$300k 28.5%
$300k–$500k 22.5%
$500k–$1M 8.5%
$1M+ 2.1%

Housing overview

MetricValue
Median home value$240,600
Median rent / month$780
Owner occupied92.1%
Renter occupied7.9%
Vacant34.9%
Single-family detached93.6%
Large apartment buildings1.6%
Mobile homes2.6%
Median rooms5.7
Avg household size (owned)2.30

Year built

Era%
2020 or later0.5%
2010–201912.0%
2000–200917.7%
1990–19999.6%
1980–198910.5%
1970–197920.0%
1960–19696.2%
1950–19597.1%
1940–19494.0%
1939 or earlier12.4%

Bedrooms

Size% of units
No bedroom (studio)4.1%
1 bedroom9.2%
2 bedrooms31.9%
3 bedrooms42.6%
4 bedrooms8.7%
5+ bedrooms3.4%

Vehicles per household

Vehicles% of households
No vehicle1.4%
1 vehicle20.9%
2 vehicles42.8%
3 or more34.8%

Heating fuel

Fuel type%
Utility gas39.5%
Electricity5.9%
Propane / LP gas42.5%
Fuel oil2.9%
Wood8.8%

Households & families

Household typeCount%
Married-couple family44653.7%
Cohabiting couple587.0%
Male householder, no spouse19823.8%
Female householder, no spouse12915.5%
Households with children under 1823828.6%
Households with seniors (65+)31738.1%
Average household size2.24

Marital status

StatusMaleFemale
Never married21.4%17.1%
Married56.0%61.4%
Separated1.2%0.1%
Widowed6.2%7.5%
Divorced15.3%13.8%

Education

Less than 9th grade 0.6%
Some HS, no diploma 2.5%
HS graduate 21.7%
Some college, no degree 21.7%
Associate's degree 19.3%
Bachelor's degree 20.6%
Graduate / professional 13.6%
Metric%
HS diploma or higher96.9%
Bachelor's or higher34.2%

School enrollment (ages 3–17)

TypeCount%
Nursery / preschool174.5%
Kindergarten277.1%
Elementary school22158.2%
High school8622.6%
College / grad school297.6%

Employment

Industry of employment

Education & healthcare 28.2%
Manufacturing 11.0%
Transportation & utilities 10.5%
Construction 9.9%
Arts, food & hospitality 8.0%
Retail trade 7.1%
Professional & management 6.9%
Other services 4.5%
Finance & real estate 3.3%
Public administration 3.3%
Wholesale trade 3.1%
Agriculture & mining 2.9%
Information 1.4%

Occupation

Category%
Management, business & arts39.4%
Service15.5%
Sales & office14.3%
Natural resources & construction14.1%
Production & transportation16.7%

Employment type

Type%
Private sector71.0%
Government21.7%
Self-employed7.3%
Unpaid family workers0.0%

Commute

Method%
Drive alone82.0%
Carpool7.5%
Public transit0.0%
Walk4.4%
Work from home6.1%
Other means0.0%
Avg commute (minutes)34.4

Poverty

All people 6.1%
Under 18 years 8.1%
18 and over 5.6%
Married-couple families 1.6%
Female-led households 15.0%

Income support

Source% of households
Social Security44.9%
Retirement income36.2%
Supplemental Security4.5%
Cash public assistance1.8%
Food stamps / SNAP7.0%

Health indicators

Condition%
Obesity33.8%
High blood pressure33.1%
High cholesterol36.4%
Diabetes9.8%
Heart disease6.6%
Stroke3.0%
Asthma9.6%
Arthritis26.2%
Kidney disease2.9%
Pulmonary disease6.5%
Cancer7.6%
Behavior / access%
Smoking17.5%
Binge drinking23.8%
No physical activity19.4%
Less than 7 hrs sleep30.2%
Depression20.0%
Fair or poor health11.9%
Poor mental health12.6%
Poor physical health10.2%
No health insurance8.8%
Visited doctor (checkup)75.8%
Visited dentist68.9%
Cholesterol screening90.2%
Teeth loss10.6%

Veterans & disability

VeteransCount%
Civilian veterans21114.5%
Disability%
Any disability16.3%
Under 182.5%
18–64 years12.3%
65 and over37.5%

Health insurance coverage

Type%
Private insurance76.6%
Public insurance43.9%
No insurance3.5%
Uninsured under 197.2%

Language & origin

Language spoken at home (age 5+)

LanguageCount%
English only1,78395.7%
Spanish160.9%
Other Indo-European110.6%
Asian & Pacific Islander50.3%
Other languages00.0%

Place of birth & citizenship

OriginCount%
Native born (US)1,86099.8%
Born in same state1,85699.6%
Born in different state64834.8%
Foreign born40.2%
Naturalized citizen40.2%
Not a US citizen125.0%

Ancestry

AncestryCount%
Polish24513.1%
Italian21911.7%
French1809.7%
Arab733.9%
AncestryCount%
German341.8%
Dutch341.8%
English291.6%
Norwegian20.1%

Technology access

Metric% of households
Computer access44.6%
Internet access97.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 54849

What city is ZIP code 54849 in?

ZIP code 54849 is primarily assigned to Lake Nebagamon, Wisconsin.

What county is ZIP code 54849 in?

ZIP code 54849 falls within Douglas County, Wisconsin.

Is ZIP code 54849 mostly owner-occupied?

92% of occupied units in ZIP code 54849 are owner-occupied, well above the national average.

Does ZIP code 54849 have a large retiree population?

45% of households in ZIP code 54849 receive Social Security income, suggesting a significant retiree or disability population.

Does ZIP code 54849 have a large veteran population?

15% of civilians in ZIP code 54849 are veterans, above the national average of ~7%.

What is the population of ZIP code 54849?

ZIP code 54849 has an estimated population of 1,864 residents, with a density of 21 people per square mile.

What timezone is ZIP code 54849 in?

ZIP code 54849 observes the CST timezone.

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